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Simon Bloomfield is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of MA, NY, SC, FL. No insurance business may be conducted outside these states referenced.

Pat Phelan is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CT, FL, MA, ME, NC, NH, NJ, RI, and TX. No insurance business may be conducted outside the states referenced.

Simon Bloomfield is a Registered Representative of and offers securities products and services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the state of MA. No offers may be made or accepted from any resident outside the specific states referenced.

Pat Phelan is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 1055 Bridge Rd, Eastham, MA, 02642, 215-919-9998. In this regard, this communication is strictly intended for individuals residing in the states of CT, HI, MA, NC, NH, NY, RI, and TX. No offers may be made or accepted from any resident outside the specific states referenced.

Pat Phelan is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CT, HI, MA, NC, NH, NY, RI, and TX. As such, these services are strictly intended for individuals residing in the states referenced.

Neither New York Life Insurance Company nor its agents or affiliates provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions.

NYLIFE Securities LLC is a New York Life Company.